Canada offers world-class education and high-quality healthcare but unlike Canadian residents, international students are not covered under free public healthcare in most provinces. This makes having the right health insurance essential while studying in Canada.
At Dukes Education, we help you understand your options and choose the most suitable health cover based on your province and university requirements
Types of Health Insurance for International Students
1. International Student Health Insurance
Designed specifically for students, covering:
- Doctor visits
- Emergency care
- Mental health support
- Sports injury protection
- Emergency medical evacuation
2. International Travel Medical Insurance
A short-term option that covers:
- Emergency treatments
- Unexpected illnesses or injuries
- Emergency evacuation
Ideal as a supplement when arriving early or transitioning between plans.
3. International Major Medical Insurance
A long-term annual plan for students staying in Canada for extended periods.
Covers:
- Hospitalisation
- Ongoing treatments
- Family coverage (optional)
Why Health Insurance is Required
- ✔ Mandatory for most colleges and universities
- ✔ Protects you from high medical expenses
- ✔ Ensures access to quality healthcare throughout your studies
Without insurance, even basic procedures can be expensive — for example, an MRI may cost CAD 900–2,400 if paid privately.
Benefits of Having Student Health Insurance
- Peace of mind during unexpected medical situations
- Reduced financial risk during emergencies
- Support for mental and physical health needs
- Focus on studies without worrying about healthcare costs
Cost of Student Health Insurance
Health insurance costs vary by province and provider.
On average, international students pay CAD 600–900 per year.
How Dukes Education Helps
We assist with:
- Understanding provincial healthcare rules
- Comparing student health plans
- Buying mandatory university health insurance
- Ensuring full coverage from the day you arrive
